Legal & Privacy

Last Updated: February 2026

1. Terms of Use

By accessing the Regal Advances website and our funding portal, you agree to comply with and be bound by the following terms. These terms govern the relationship between Regal Advances ("we," "us," or "the Lender") and you ("the Applicant" or "User").

Our services are intended strictly for commercial and business purposes. By applying, you represent that the funding requested is for business use and not for personal, family, or household purposes.

2. Privacy Policy & Data Collection

We respect your privacy and are committed to protecting your sensitive business data. We collect information you provide through our funding portal, including but not limited to:

  • Business legal name and contact information.
  • Financial statements and bank records.
  • Ownership details and tax identification numbers.

Use of Data: We use this data solely for the purpose of underwriting, credit analysis, and providing funding offers. We do not sell your data to third-party marketing firms.

3. Credit Authorization

By submitting an application through our portal, you provide Regal Advances express written consent to obtain consumer and/or business credit reports from agencies such as Experian, Equifax, or TransUnion. This inquiry is typically a "soft pull" and is used to verify your eligibility for our direct lending products.

4. Direct Lender Disclosure

Regal Advances is a direct lender. We are not a broker. We do not charge "

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